Appraisal services for Webster and Hernando County homeowners

Check out the top seven reasons why FL homeowners order from Curtis W. Sampson:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Hernando county's assessment of your property
To lower their mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in Hernando county or FL by determining the true market value of real estate in question

Do you own a home in or near Webster? Do you need help determining the value of your real estate?
Contact Curtis W. Sampson.

At Curtis W. Sampson, we understand the special needs of a consumer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. But as a general consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Curtis W. Sampson will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.

Need to remove PMI?

A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experts in helping folks just like you delete unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that is going down. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. An expert appraisal from Curtis W. Sampson is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your home is close to a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Curtis W. Sampson can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for verity? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your house.